so ladies, I know I mentioned it before....and TOTALLY off topic....but curious on thoughts....
so in the divorce, judge gave ex the house...but he couldn't qualify to refinance so the house was to go on the market. after 3 years, I finally him to list it. its rented...but he lost his job 8 months ago and is using the rent money to live off of. so....mortgage isn't being paid. there's a lien on the house...my credit is tanked.
so.....if we get an offer...legally he has to pay for the selling costs (about $15K). I know he doesn't have it. so, in my mind, i'm stuck. I don't have it! I paid for the down payment. LOL only other option is to short sell it. I know that tanks my credit. but since he's not paying the mortgage, it's tanking each month anyway. in my mind, I want it done and over with so I can begin to recover. this month to month never knowing what he's doing...getting lawyer threats and liens is killing me. I know nothing about short sale. the realtor agreed it was prob the best option. anyone have any thoughts?